Rights & Responsibilities

Your Rights

As a financial aid applicant, you have a right to:

• confidentiality under FERPA regulations
• access to your financial aid records and all application forms
• your annual Cost of Attendance
• financial aid eligibility requirements and application procedures
• written notification of your financial aid eligibility provided through your financial aid award letter

As a financial aid recipient, you have a right to:

• terms and conditions of all award offers made by PA College which is linked in your award letter
• information regarding the Satisfactory Academic Progress appeals process
• access to information and counseling regarding career prospects

If you are awarded a loan, you have a right to:

• know what fees (including interest rates) are associated with Federal Direct Loans as well as your outstanding balance and repayment options
• a grace period before repayment begins in accordance to your Loan Agreement
• a copy of the terms of your promissory note from the Department of Education
• notification if your loan servicer transfers your loan to a different servicer
• pay your loan in full prior to its maturity date without prepayment penalties
• deferment and forbearance of repayment options from Federal Direct Loans should you qualify